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Don't let loans drain your finances – it's time to take charge! Learn how to capitalize on every chance to refinance with better terms, putting thousands of dollars/euros/pounds back in your pocket. Say hello to financial empowerment and goodbye to missed opportunities!

Gathering data

We compile data on interest rates from many sources, assess it, and contrast it with yours.

Analysis

The report is supported by concrete figures related to the amount of savings, reduction of monthly installments or shortening of the repayment period.

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What is loan refinancing?

Loan refinancing is the process of replacing an existing loan with a new loan with more favorable terms. This may include reducing the interest rate, extending the repayment period or changing the type of loan.

When is the best time to refinance a loan?

The best time to refinance a loan depends on several factors, such as current interest rates, length of loan repayment and current financial situation. It is usually recommended to refinance a loan when interest rates drop by at least 0.5%-1% compared to the existing loan.

How is the interest rate determined?

The interest rate is usually determined based on market conditions, i.e. supply and demand for loans. A bank or other lender takes into account factors such as risk, inflation, currency exchange rates and other factors to determine the interest rate.

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