Choose a country, enter your email, and get a free report with notification when interest rates start to decline.
While we specialize in refinance opportunities, we can connect you with a trusted loan broker to help you find the right loan for your needs.
Try it freeWe help you find better loan options and save on interest. We track rates and compare them to yours, showing ways to shorten your loan and save money. We're not a financial broker, but we empower you with data and facts to make informed decisions.
Set your goals with us, and we'll create a personalized financial plan.
Make the most of your loan by refinancing it with a better interest rate and potentially save a five-digit figure in the process.
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When market interest rates drop below yours we send you an email with potential savings.
You're the boss. You can choose between the options we present you.
Set your own monthly installments so you can maintain a comfortable living.
The shorter the remaining period, the more money you save.
What is loan refinancing?
Loan refinancing is the process of replacing an existing loan with a new loan with more favorable terms. This may include reducing the interest rate, extending the repayment period or changing the type of loan.
When is the best time to refinance a loan?
The best time to refinance a loan depends on several factors, such as current interest rates, length of loan repayment and current financial situation. It is usually recommended to refinance a loan when interest rates drop by at least 0.5%-1% compared to the existing loan.
How is the interest rate determined?
The interest rate is usually determined based on market conditions, i.e. supply and demand for loans. A bank or other lender takes into account factors such as risk, inflation, currency exchange rates and other factors to determine the interest rate.
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